health care insurance!
better Health & Well Being for all.
Milpitas, Alviso, Sunnyvale, Santa Clara,
Mountain View, Cupertino, San Jose, Campbell,
Los Altos, Saratoga, Palo Alto.
We can help you with Medicare!
when traveling overseas?
when relying only on domestic insurance internationally.
Bay Area Health Insurance
In the U.S., health insurers tend to have networks of healthcare providers with whom they have special contracts. Insurers agree to encourage subscribers to see certain providers in return for a discount. The negotiated rates between insurers and healthcare providers are significantly lower than the list price that providers bill to uninsured patients.
If a patient visits a doctor or hospital that her health plan has made a deal with, she is visiting a provider who is "in-network." If a patient visits a provider who is not recognized by her health plan, she is "out-of-network." In most all cases, visiting an in-network provider will be easier and cheaper than visiting one who is out of the network. Today, one of the biggest differences between HMOS and PPOs lies in how much patients are deterred from visiting out-of-network providers.
Choosing insurance plans can be difficult. That’s why Bay Area Health Insurance makes it easy. We’ll make the calls, compare the plans and prices, and find you the insurance plan that fits your needs. Best of all, our help is at no cost to you.
Get Your Free Consultation Today - Call 408-903-4624!
Covering all of California, apart from Milpitas, Alviso, Sunnyvale, Santa Clara, Mountain View, Cupertino, San Jose, Campbell, Los Altos, Saratoga, Palo Alto.
Happy With Our Service?
Review Us On Google
Common Questions
What is a Wellness Plan?
If you are looking for economical ways to improve your health, consider the suite of affordable wellness products offered by Bay Area Health Solutions. All wellness products may be purchased individually or in any combination, with no age restrictions and may include services and discounts for...
How do I get Disability Insurance?
For example, Pam and Gloria experience a biking accident. Pam and Gloria both purchased a major medical plan with a high deductible of $2,000; however, Gloria wanted to mitigate the high deductible and coinsurance expenses, just in case. So, she decided to buy a supplemental health insurance plan...
What Our Clients Say
"I met Gary through another insurance agent who actually referred me to Gary because they felt Gary was more knowledgeable and experienced. When we spoke, he was just fabulous and wonderful. I actually called Covered California myself and they gave me the wrong information. With Gary he took care of everything. I give Gary 5 stars and he is absolutely amazing."
– C. Anderson
"Gary is awesome. I think he was pretty straight forward, kind and very eloquent in articulating his answers to the questions I had. He was not standoffish and actually concerned about getting me health, dental and vision insurance. I was referred to Gary by my boyfriend and I’ve already passed his name along to friends and family that I know."
– K. Rojales
"Gary was very helpful. It was just this one time I was looking for health insurance and he was the one that called me back when I applied for it. I’m glad he called me back because I've never been through this process before. He answered every question, I understood what I paid for and I would recommend him to my friends and family."
– M. Besemer