Licensed Insurance Agent - CA License # OD67903

FAQs

Covered California Insurance - FAQs

Is there a fee for enrolling?

No. There is not a fee for enrolling. The price of your policy determined by you age, zip code, family size and income. There are NO additional fees. You only pay the premium to the insurance company that you choose.


Can I shop around and get a better price?

No. The price of your policy determined by you age, zip code, family size and income. There are NO additional fees. You only pay the premium to the insurance company that you choose.


I heard that Covered California has been cancelled. Is that true?

Covered California is alive and well. It is still providing reduced cost health insurance to over 1 million Californians.


Is Covered California my insurance company?

No, Covered California is not your insurance company. Covered CA is the exchange created so that you can shop for and purchase health insurance from a health insurance company such as Blue Shield, Blue Cross, Health Net or Kaiser.


How can I sign up for ObamaCare?

The exchange in California that you will use to sign up for "ObamaCare" is Covered California. California chose to run its own exchange so in California you will be using a state health insurance exchange vs. a federal health insurance exchange.


Is there a difference between Covered California and ObamaCare?

No. Covered California is the name given to California's exchange. Covered CA was created to sell the insurance dictated in the Affordable Care Act or ObamaCare.


Why is it so difficult to get through to Covered California?

There is a large volume of phone calls flooding the Covered CA call center. If you call us we always strive to answer the phone the first time or get back to your call in less than 15 minutes.


Does Covered California Offer Dental Coverage?

Yes, Covered California offers dental coverage for adults and children. Adults can enroll in optional family dental plans if they already have a health plan through Covered California. These plans provide comprehensive coverage, including preventive care (like cleanings and exams), restorative services (such as fillings and crowns), and major procedures (like root canals).

For children under 19, dental care is already included in their health plans, but they can also be added to a family dental plan. To purchase a dental plan, at least one adult must be enrolled in a Covered California health plan, as dental coverage cannot be purchased independently.